Helping you own your dream home with Shared Ownership

Bathroom photograph
Bedroom photograph
Row Of Houses photograph
Modern Kitchen photograph
Mother & Child photograph
Front Door photograph

What Is Shared Ownership?

Shared Ownership is a national scheme that helps you to buy your dream home! Start by buying between 50% and 75% of your home and paying an affordable rent on the rest. Buy more when you can. This means a smaller deposit, smaller mortgage repayments and the flexibility to increase your shares whenever your ready.

View Properties

You could be eligible for Shared Ownership from WDH if you are:

  • A first time buyer earning less than £80,000
  • Renting and have a good payment history
  • In need of a home due to a relationship breakdown
  • In need of a downsize

Shared Ownership means...

  • A smaller deposit
  • A smaller mortgage
  • Buying your dream home sooner than you think
  • Paying for your future, not someone else's mortgage

Shared Ownership does not mean...

  • Living with a stranger
  • You can't sell your home
  • Living in an undesirable area
  • You can't make your house your own
  • A £200 reservation fee
  • Legal fees
  • Mortgage application fees
  • Mortgage payments
  • Rent and service charges including buildings insurance
  • Stamp duty
  • Mortgage protection insurance
  • Contents insurance
  • Repairs and maintenance after the builders guarantee period
  • Council tax
  • Household bills
  • Carpets and furniture

Katie Garland - Outwood

Katie bought her dream home with Shared Ownership from WDH. As a self-employed beauty therapist and single mum, Katie knew she would struggle to buy her first home on the open market. We found Katie her dream family home in Outwood. Here’s what she had to say...

“The house was perfect. It is spacious and built to a very high standard. I applied for Shared Ownership from WDH and was approved for a mortgage with Santander. I think it’s reassuring to know that most of the big lenders offer Shared Ownership mortgages. I would recommend Shared Ownership to anyone looking to get on the property ladder for the first time or after a break up. You get lots of advice and support and the aftercare is excellent.”

For more information on Shared Ownership with WDH

A photograph of Shared Ownership home owner, Katie Garland.

How Does Shared Ownership Work?

This table provides an example of a total monthly payment under WDH’s Shared Ownership Scheme.

Payment Type Amount
Full House Price £155,000
50% Share £77,500
Monthly Mortgage Payment* £435.32
Rent Plus Applicable Charges** £177.60
Total Monthly Payment £612.92

* Monthly mortgage peyment based on a 25 year mortgage at 5% interest rate (interest rates may vary) with a 5% deposit paid.

** Rent and charges reviewed annually.

Get in touch

Simply fill in your details below and a member of our Sales and Leasehold Team will contact you!

Alternatively, you can give us a call on:
0345 8 507 507